Do You Have Insurance for Your E-Commerce Shop?

Yesterday, I mentioned that business coaches, on-line educators and influencers need professional liability insurance. Today, I’m talking to those of you who host on-line stores on your web site. If you have an e-commerce shop, consider getting insurance coverage. Why? You want some protection if a hacker infiltrates your web site and steals your proprietary information. This insurance also protects your customer’s private and financial information.

And by the way, having an on-line business doesn’t mean you have to be “selling” something. If you give products and/or services away as a lead magnet, you may be considered an on-line business too. It’s not about what you sell, it’s about what you collect. I’m talking about the collection of the personal identifiable information of your customers.

The insurance I’m referencing is called Internet (or Technology) Security Liability Insurance. Talk to your insurance advisor about the coverage you need for the services you provide, because your general liability insurance may not cover your on-line shop or your downloads.

Love and Soul Always, Kawania

Photo: Shutterstock

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Hey there trailblazer!

I’m Kawania (kuh won nee ah) and I own and lead two successful businesses in the creative industry.

When I started Howerton+Wooten Events in 2007, I found myself “googling” a bunch of business questions that aren’t always discussed in business books. You know what I’m talking about, right?!? Those “start up” challenges that keep you up until the wee hours in the morning.

Believe me, I’ve been there — That’s why I launched this blog. To provide you with a resource you can reference with those “middle of the night” questions as you launch, run and scale your own successful (and sustainable) business. There’s lots of information in this blog, so bookmark it and hit me up if you have any questions. We all need a little guidance every now and then, right? Take care friend. Keep shining!

Love and Soul Always, Kawania

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